# How to Calculate the Final Score in Baccarat

Baccarat is a card game that’s played in casinos and in homes around the world. It’s a game that is simple to learn but has a lot of depth. There are a variety of betting options and different strategies to play the game, but one important factor is understanding how to calculate the final score. In baccarat, a player’s or banker’s hand must total closer to nine than the opponent’s. The score is determined by adding up the value of all the pips (the dots on the cards that are clubs, diamonds, hearts, and spades) in each card. The tens count as zero, the jacks count as one, and the queens and kings count as two. For example, a 5 and an 8 would make a 16. A 0 and a 3 would make a 5. The best score is 9 (a natural), but if the hands are equal in value or higher than 9, a third card is not drawn.

Traditionally, a full-sized baccarat table is used to deal the cards, but in today’s casino settings, cards are dealt by a “caller” using a dealing shoe or another device. The caller hands the initial two cards to the player who made the largest wager on the Player Hand. The player then looks at the two cards and either stands or draws a third card, depending on the initial total.

After the players have placed their bets, a pair of cards are dealt to the Player and Banker hands. Then, the players and banker must decide if the Banker’s hand is going to win. If the Banker wins, a commission is paid to the house. Typically, the banker’s bet has an advantage over the Player’s bet, but this can vary from time to time.

While the game of baccarat is simple to understand, it can be difficult to master, especially for newcomers. To start, it’s helpful to familiarize yourself with the game’s rules and basic strategy. Players must place their bets before the cards are dealt and can choose to bet on a Banker, Player, or Tie. The simplest way to do this is by placing chips in the area that says Player, Banker, or Tie.

Lastly, it’s important to set a budget before playing the game. This can help keep you from getting carried away by the excitement of the game, which can lead to huge losses. A common baccarat strategy is the 1-3-2-6 system, which helps players spread their money out over multiple rounds. This allows them to play longer and reduces the amount they can lose if they go on a losing streak.

Another baccarat strategy involves using the pattern trends of both the Player and Banker hands to determine which bets to make. This strategy combines flat betting with pattern trend analysis to create a winning combination. The key is to find a winning pattern and stick with it. Once you figure out a pattern, use your baccarat score sheet to track the results and make bets according to that pattern. For example, if the pattern is a zigzag, make alternate bets on the Banker and Player hands until the trend reverses.